Credit and savings
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CTA. 1990. Credit and savings . Spore 28. CTA, Wageningen, The Netherlands.
Permanent link to this item: http://hdl.handle.net/10568/45340
A Manual of Credit and Savings for the Poor Developing Countries, by Stephen Devereux, Henry Pares end John Best, 1987, 70pp, paperback, ISBN 0 85598 079 6, price UKL2.50 Oxfam - 274 Banbury Road Oxford OX2 7DZ - UK
The very poor in developing countries usually lack funds to increase production and improve living standards. Oxfam has produced a short book in their series Development Guidelines, A Manual of Credit and Savings for the Poor of Developing Countries, which aims to introduce readers to one solution: small-scale credit. The book focuses mainly on the savings and credit needs of the rural poor, and discusses constraints on the provision of credit and social factors which affect its availability and use. It is intended for development workers who plan, implement and evaluate projects involving savings and credit schemes to the very poor. The manual falls into three parts: Part 1, analyses the rural household economy and the situations in which the need for credit arises, and outlines the types, disadvantages and advantages of rural financial institutions. Part 2, the major part of the book, discusses problems experienced in implementing development schemes to mobilize credit and savings resources. Finally, Part 3 has policy guidelines. There is also an appendix outlining how to identify rural financial needs and the scope for intervention through a process of participatory research. A Manual of Credit and Savings for the Poor Developing Countries, by Stephen Devereux, Henry Pares end John Best, 1987, 70pp, paperback, ISBN 0 85598 079 6, price UKL2.50 Oxfam - 274 Banbury Road Oxford OX2 7DZ - UK