Financial inclusion in food, land and water systems: what works for women?

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cg.authorship.typesCGIAR multi-centre
cg.contributor.affiliationInternational Rice Research Institute
cg.contributor.affiliationBioversity International and International Center for Tropical Agriculture
cg.contributor.affiliationCGIAR Gender Accelerator
cg.contributor.donorCGIAR Trust Fund
cg.contributor.programAcceleratorGender Equality and Inclusion
cg.coverage.countryIndonesia
cg.coverage.countryBangladesh
cg.coverage.countryKenya
cg.coverage.countryIndia
cg.coverage.countryMozambique
cg.coverage.countryNepal
cg.coverage.iso3166-alpha2ID
cg.coverage.iso3166-alpha2BD
cg.coverage.iso3166-alpha2KE
cg.coverage.iso3166-alpha2IN
cg.coverage.iso3166-alpha2MZ
cg.coverage.iso3166-alpha2NP
cg.coverage.regionAfrica
cg.coverage.regionAsia
cg.coverage.regionEastern Africa
cg.coverage.regionSouth-eastern Asia
cg.coverage.regionSouthern Asia
cg.coverage.regionSouthern Africa
cg.creator.identifierRanjitha Puskur: 0000-0002-9112-3414
cg.creator.identifierMarlène Elias: 0000-0001-8835-5348
cg.creator.identifierGaudiose Mujawamariya: 0000-0003-0087-8529
cg.creator.identifierNicoline de Haan: 0000-0002-6392-7079
cg.howPublishedGrey Literature
cg.placeNairobi, Kenya
cg.subject.iitaGENDER
cg.subject.iitaCAPACITY DEVELOPMENT
cg.subject.iitaFOOD SECURITY
dc.contributor.authorPuskur, Ranjitha
dc.contributor.authorVerma, Benu
dc.contributor.authorElias, Marlene
dc.contributor.authorMujawamariya, Gaudiose
dc.contributor.authorHaan, Nicoline C. de
dc.contributor.authorAtakos, Vivian
dc.date.accessioned2025-12-15T07:34:37Z
dc.date.available2025-12-15T07:34:37Z
dc.identifier.urihttps://hdl.handle.net/10568/178806
dc.titleFinancial inclusion in food, land and water systems: what works for women?en
dcterms.abstractThis brief draws on distilled evidence from research and practice from CGIAR and beyond to highlight how to design financial products, approaches and processes to reach, benefit and empower women through financial inclusion. Women across Low- and Middle-Income Countries (LMICs) contribute to food, land and water systems (FLWS) as agricultural producers, entrepreneurs, consumers, and conservationists. They produce 60 to 80 percent of the food in most developing countries, are responsible for half of the world’s food production but remain disproportionately excluded from financial services. 742 million rural women who are also least educated, among the poorest and have low or no access to mobile phones are left out of formal financial services, globally. This exclusion discounts their essential roles in the sector, stymies their potential, and hinders their well-being and that of their households and communities. Barriers to women’s financial inclusion include lack of collateral, cumbersome documentation and procedural requirements, legal discrimination, financial illiteracy, discriminatory social norms, financial risk aversion and lack of gender disaggregated data. Financial service providers generally view rural women as risky or unprofitable, moreover, financial services are poorly adapted for low-literacy, low-income women.en
dcterms.accessRightsOpen Access
dcterms.audienceCGIAR
dcterms.audienceDonors
dcterms.audienceScientists
dcterms.bibliographicCitationPuskur, R., Verma, B., Elias, M., Mujawamariya, G., de Haan, N. and Atakos, V. 2025. Financial inclusion in food, land and water systems: what works for women? Policy Brief. Nairobi, Kenya: CGIAR Gender Equality and Inclusion.
dcterms.extent4 p.
dcterms.issued2025-12-01
dcterms.languageen
dcterms.licenseOther
dcterms.publisherCGIAR Gender Equality and Inclusion
dcterms.subjectfinance
dcterms.subjectwomen
dcterms.subjectfoods
dcterms.subjectwater
dcterms.subjectgender
dcterms.typeBrief

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