Community-driven development and scaling-up of microfinance services: case studies from Nepal and India

cg.authorship.typesCGIAR single centre
cg.coverage.countryNepal
cg.coverage.countryIndia
cg.coverage.iso3166-alpha2NP
cg.coverage.iso3166-alpha2IN
cg.coverage.regionAsia
cg.coverage.regionSouthern Asia
cg.identifier.projectIFPRI - Archive
cg.number178
cg.placeWashington, DC
cg.reviewStatusInternal Review
dc.contributor.authorSharma, Manohar
dc.date.accessioned2024-10-24T12:44:01Zen
dc.date.available2024-10-24T12:44:01Zen
dc.identifier.urihttps://hdl.handle.net/10568/156397
dc.titleCommunity-driven development and scaling-up of microfinance services: case studies from Nepal and Indiaen
dcterms.abstractThis case study examines the scaling-up experiences of two microfinance institutions: the Nirdhan Utthan Bank Limited (NUBL) in Nepal and the Self-Help Group (SHG)-Bank linkage program of the National Agricultural Bank for Agriculture and Rural Development (NABARD) in India. Both NUBL and NABARD groups use self-regulation (peer selection, peer monitoring, and peer enforcement of contracts) as key to gaining access to services not otherwise available to them.... The NABARD experience is government-led. NUBL, on the other hand, was established as an alternative to government action. In both cases, government policy in the form of mandatory priority sector" credit played --and continues to play --a critical role in facilitating expansion. The subsidy content (explicit and implicit) of both NUBL and the NABARD program is quite high, and continued expansion of both programs is highly conditional on whether the policy regime of directed credit continues. Any change in this policy will deal a severe blow to both of these institutions." -- from Authors' Abstracten
dcterms.accessRightsOpen Access
dcterms.bibliographicCitationSharma, Manohar. 2004. Community-driven development and scaling-up of microfinance services: case studies from Nepal and India. FCND Discussion Paper 178.en
dcterms.extent50 p.
dcterms.isPartOfFCND Discussion Paperen
dcterms.issued2004
dcterms.languageen
dcterms.replaceshttps://ebrary.ifpri.org/digital/collection/p15738coll2/id/68930
dcterms.subjectcommunity developmenten
dcterms.subjectscaling upen
dcterms.subjectmicrofinanceen
dcterms.subjectcase studiesen
dcterms.typeWorking Paper

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