Buy one for your banker

cg.contributor.affiliationTechnical Centre for Agricultural and Rural Cooperation
cg.howPublishedFormally Published
cg.identifier.urlhttps://hdl.handle.net/10568/99585
cg.issn1011-0054
cg.journalSpore
cg.number83
cg.placeWageningen, The Netherlands
cg.subject.ctaINSTITUTIONS
dc.contributor.authorTechnical Centre for Agricultural and Rural Cooperation
dc.date.accessioned2014-10-16T09:07:21Zen
dc.date.available2014-10-16T09:07:21Zen
dc.identifier.urihttps://hdl.handle.net/10568/46521
dc.titleBuy one for your bankeren
dcterms.abstractCredit Guarantees: An Assessment of the State of Knowledge and New Avenues of Research. FAO. 1998. 127 pp. ISBN 92 5 104173 3. $11.00, e 10.60 FAO Publications See FAO reference elsewhere in this section for address.en
dcterms.accessRightsOpen Access
dcterms.bibliographicCitationCTA. 1999. Buy one for your banker. Spore 83. CTA, Wageningen, The Netherlands.en
dcterms.descriptionCredit from formal banking institutions is often hard to come by for farmers, women, rural industries, and microenterprises. The reason is the irrational fear of the banks who see micro borrowers as inherently high risk clients, vulnerable to market and economic changes. Often, a sizeable loan could make a huge difference to an agricultural enterprise. But it would have to come from a formal bank as the new wave of rural microbanks often place a ceiling on loan sizes in order to encourage smaller businesses. Helping formal banks overcome their hesitations about rural lending is well covered in Credit Guarantees, which painstakingly discusses the pros and cons of guarantee funds. Such funds, often fed by donor agencies, can provide the assurance a bank needs to protect a loan when the borrower does not have enough physical collateral or possessions. Detailed and persuasive, this book is for bankers who want to change their minds. Credit Guarantees: An Assessment of the State of Knowledge and New Avenues of Research. FAO. 1998. 127 pp. ISBN 92 5 104173 3. $11.00, e 10.60 FAO Publications See FAO reference elsewhere in this section for address.en
dcterms.isPartOfSporeen
dcterms.issued1999
dcterms.languageen
dcterms.publisherTechnical Centre for Agricultural and Rural Cooperation
dcterms.typeNews Item

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