Innovations in rural and agricultural finance: Rural banking in Africa: The Rabobank approach

van Empel, Gerard. 2010. Innovations in rural and agricultural finance: Rural banking in Africa: The Rabobank approach. 2020 Vision Focus Brief 18(4). https://hdl.handle.net/10568/154574

Many people in the vast rural areas of Africa lack access to financial services, and most commercial banks are not interested in moving into these areas due to their low income levels, lack of scale economies, and poor infrastructure. Also, few banks actually understand the most common economic activity in rural areas: agriculture.